Known as "The Mortgage Professor" by his nationally syndicated newspaper column readers, Wharton School of Business professor emeritus Jack Guttentag shares his insider knowledge in "The Pocket Mortgage Guide." Written in question and answer style, each chapter answers a few questions on the same topic. For example, in the first "Buying a House" chapter, Guttentag answers questions such as "How much can I afford to pay?" and "How do lenders decide how much I can borrow?" The answers are detailed, yet not overly lengthy. Purchase Bob Bruss reports online. This is definitely not a boring "how to get a home mortgage book." Instead, it is concise and direct, often including unique approaches. To illustrate, the author says mortgage affordability must be calculated using the income rule, the debt rule and the cash rule. Then he explains each mortgage affordability rule. Guttentag's approach is pro-consumer. When necessary, he reveals mortgage lender abuse scams, such as mortgage brok...
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