DEAR BOB: I am an avid reader of your articles for many years. My fiancé and I want to buy a house, but so far we haven't purchased yet. We both have good jobs so income is not a problem. Is this a good time to buy, with home prices so high, or should we wait to buy a home? – Dolma Y. DEAR DOLMA: When is the best time to buy a house or condo? Answer: Five years ago! That's an old but very true real estate joke. Your first step is to get pre-approved in writing by a mortgage lender (not just a mortgage broker who says you are pre-qualified; that means nothing). After you have a lender's pre-approval letter or certificate in your hand, then you are ready to shop for a house or condo. Today's mortgage interest rates are extremely low so it's a great time to be a home buyer. Purchase Bob Bruss reports online. QUIT CLAIM DEED CONVEYS ONLY WHATEVER TITLE THE GRANTOR OWNS DEAR BOB: About six months ago, my uncle gave me his rural property that he no longer used. He signed a...
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