Both houses of California's legislature this week passed the Homeowners Bill of Rights (HOBOR), which aims to provide needed protections for homeowners in California. The bill package by Insurance Commissioner John Garamendi includes four parts. Assembly Bill 2199 (Kehoe) passed from the floor of the Assembly unopposed Thursday afternoon. The other three HOBOR bills–AB 2962 (Pavley), SB 1474 (Escutia) and SB 1855 (Alpert)–were passed earlier this week. "The insurance industry must fulfill its promises to its policyholders," said Garamendi. "This bill package will help ensure that they do, and it will help prevent future occurrences of the types of serious problems we are seeing in the wake of the Southern California wildfires. Garamendi recently held several town hall meetings in San Diego and San Bernardino to hear the concerns of survivors of the 2003 firestorms. The meetings were attended by more than 1,000 residents, many with numerous complaints about the way their c...
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