DEAR BOB: You had a recent item about increasing homeowner's insurance deductibles to $2,000 to avoid too many policy claims. However, I discovered that mortgage loan servicers restrict homeowner's insurance policy deductibles to a maximum 1 percent of the loan balance. That means a $2,000 insurance deductible would be allowed only if the mortgage balance is over $200,000. Just thought you should know – Martha McC. DEAR MARTHA: Thank you for that valuable information. I've always said I have the world's smartest readers and I greatly appreciate your contributions to this column. Purchase Bob Bruss reports online. HOW TO FIND A TOP QUALITY PROPERTY MANAGEMENT FIRM DEAR BOB: I own about 35 apartments in several free-and-clear buildings. Although my wife and I greatly enjoy the mont...
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