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by CareyBot

Credit reporting agency Equifax and myFICO.com, a division of Fair Isaac Corp., have launched a credit score monitoring service that allows consumers to track their FICO credit score and see how it impacts interest rates they're likely to be offered. Score Watch continuously monitors subscribers' Equifax credit file for changes that can affect their FICO score, the most commonly used gauge of creditworthiness. Once a change is detected, Score Watch alerts subscribers via e-mail or wireless text message, advising them to visit a secured Web site for a detailed explanation of the change in credit status. If the subscriber's credit score changes by a significant amount due to changes in their credit file, the Score Watch alert also will include their up-to-date score. Subscribers also can...