If you or a friend are considering buying a house, condo or co-op, reading "The Home Buyer's Question and Answer Book" by Bridget McCrea will build your confidence. However, as a longtime real estate book reviewer, I have mixed emotions about it. Portions of this well-researched book are brilliant. But other sections indicate either lack of the knowledge or the author's desire not to fully reveal what home buyers need to know. Purchase Bob Bruss reports online. For example, McCrea's explanation of the possible pitfalls for borrowers signing IRS Form 4506 allowing lenders access to your income tax returns is especially good. But in the same chapter, about mortgage loans, she completely neglects to even mention unnecessary junk or garbage fees, which some lenders often impose on vulnerab...
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