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One year after 10 Massachusetts men were accused of participating in a real estate fraud scheme that netted millions from unsophisticated buyers, three more defendants were added last week, media reports said.   Affordable Mortgage Co. president Lawrence V. Lynch, 53, of Wilbraham, used-car salesman Edgar Corona, 27, of Springfield, and Kathryn Zepka, 57, were arrested in Springfield, Mass., last Wednesday, media accounts said. They face multiple counts of federal fraud and money-laundering conspiracy, reports said.   The three are accused in a new, 69-count indictment unsealed in U.S. District Court Wednesday along with the original 10 defendants, accounts said. Internal Revenue Service investigators said the group participated in a long-running "land-flip" scheme i...