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by CareyBot

Homeowners have declining expectations for increases in home value, according to an annual survey conducted for ING Direct, a federally chartered savings bank that offers home mortgages and other products. Homeowners who participated in the survey said their home has increased in value by about 6 percent over the past 12 months, and they expect their home's value to increase by about 4 percent in the next 12 months. Homeowners in New England and Pacific states are the most likely to cite increases, while those in South Central states are the most likely to say their home's value did not change, ING Direct reported. But most homeowners don't fear a bubble – about 74 percent of respondents who have owned a home for at least three years stated that they "were not very concerned that t...