A mortgage fraud ring that allegedly obtained more than $10 million in loans on 30 properties in Broward County, Fla., has led to the indictment of 11 people accused of using straw buyers and stolen identities to defraud lenders.

Authorities are seeking the extradition of the alleged mastermind of the scheme, Yvette Scott Patterson, from Jamaica, along with her husband, Delroy.

Patterson, 40, allegedly used her mortgage business, Khadmilroy Inc., to carry out the scheme, taking in approximately $300,000 in loan closing fees, mortgage broker fees and yield premiums in connection with fraudulently procured mortgages.

Patterson, her husband and nine other defendants are accused of obtaining mortgages from lenders using straw purchasers and through the submission of false documentation, including false loan applications, false employment verification forms, false salary statements, and false bank account statements reflecting high account balances. The defendants also allegedly used false or stolen Florida driver’s licenses, identification cards, and Social Security numbers as their personal identification at closings.

Also charged are Christine Brown, 30, of Fort Lauderdale; Megan McGuire, 40, of Miramar; Roosevelt Dozier, 39, of Hollywood; Ishmael Grant, 59, of Lauderhill; Mavis Grant, 62, of Lauderhill; Adewui Majaro, 42, of North Miami; Mark Reid, 36, of Miramar; Audrey Lynch, 36, of Fort Lauderdale; and Fitzgerald Puddie, 32, of Hollywood and Toronto, Canada.

All are charged in a conspiracy to commit mail fraud, wire fraud and aggravated identity fraud, and with several substantive counts of mail fraud, wire fraud and aggravated identity fraud.

If convicted, the defendants face a maximum term of imprisonment of up to five years on the conspiracy charge, up to 20 years’ imprisonment on each of 19 counts of mail and wire fraud counts, and from two to 15 years’ imprisonment on each of 26 counts of aggravated identity fraud.

R. Alexander Acosta, United States Attorney for the Southern District of Florida, said the case was investigated by the Florida Office of Financial Regulation, the Florida Department of Law Enforcement, the U.S. Secret Service, the U.S. Postal Inspection Service, and the U.S. Department of State’s Diplomatic Security Service.

Show Comments Hide Comments


Sign up for Inman’s Morning Headlines
What you need to know to start your day with all the latest industry developments
By submitting your email address, you agree to receive marketing emails from Inman.
Thank you for subscribing to Morning Headlines.
Back to top
Keep up-to-date on tools and tactics to impress your clients and outshine your competition with the 2022 virtual bundle.Register Now×
Agent Appreciation Sale: Inman Select for only $85.CLAIM OFFER×
Log in
If you created your account with Google or Facebook
Don't have an account?
Forgot your password?
No Problem

Simply enter the email address you used to create your account and click "Reset Password". You will receive additional instructions via email.

Forgot your username? If so please contact customer support at (510) 658-9252

Password Reset Confirmation

Password Reset Instructions have been sent to

Subscribe to The Weekender
Get the week's leading headlines delivered straight to your inbox.
Top headlines from around the real estate industry. Breaking news as it happens.
15 stories covering tech, special reports, video and opinion.
Unique features from hacker profiles to portal watch and video interviews.
Unique features from hacker profiles to portal watch and video interviews.
It looks like you’re already a Select Member!
To subscribe to exclusive newsletters, visit your email preferences in the account settings.
Up-to-the-minute news and interviews in your inbox, ticket discounts for Inman events and more
1-Step CheckoutPay with a credit card
By continuing, you agree to Inman’s Terms of Use and Privacy Policy.

You will be charged . Your subscription will automatically renew for on . For more details on our payment terms and how to cancel, click here.

Interested in a group subscription?
Finish setting up your subscription