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by CareyBot

DEAR BOB: A year ago my husband died unexpectedly at age 55. He did not have a will or any life insurance. We lived in our home more than 25 years and have a large amount of equity in it, but I am thinking of relocating to a lower-cost area. Title to our home is in both names as joint tenants with right of survivorship. Should I hire a lawyer to transfer the title to my name alone and will I have to go through probate court? --Annie G. DEAR ANNIE: In most states, all that is necessary for a survivor to clear the joint tenancy title is to record (1) a certified copy of the deceased joint tenant's death certificate, and (2) an affidavit of survivorship. Purchase Bob Bruss reports online. A phone call to the local recorder of deeds will inform you if any additional paperwork is ...