I love insiders. Maybe it's because I'm a New Yorker, but I always want to find the "insider connection" who will get me the "best deal." So I was very excited to interview Carolyn Warren, a former mortgage loan officer who wrote a book explaining the ins and outs of her industry. Warren explains: "I had been working in the industry about 10 years; I think the turning point was when I had lunch with a mortgage broker and he told me he had just closed a loan and made $40,000." Disgusted by the greed, she wrote a consumer-friendly book, called "Mortgage Rip-offs and Money Savers" (http://www.askcarolynwarren.com) published by John Wiley. There have been other mortgage insider books, she notes, but she is somewhat unique in that she has been a loan officer and also on the other sid...
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