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by CareyBot

(This is Part 3 of a five-part series. Read Part 1, "IRS debunks common tax myths"; Part 2, "Homeowners get good tax news for 2007"; Part 4, "Home sellers keep profits, avoid taxes"; and Part 5, "Understanding Starker exchange rules.") "I'm living so far beyond my income that we may almost be said to be living apart." --E.E. Cummings Are you in the market for a mortgage loan? Whether the loan is to buy a new home or to refinance your existing mortgage, you must shop around. Contact a number of mortgage lenders. Get rate quotes for a fixed 30-year mortgage as well as for adjustable-rate loans. Find out what the monthly payment will be for each type of loan, but then before you make your final decision, plug in the amount of the mortgag...