Q: My ex-husband and I bought a house in 1995. We divorced in 1999, and pursuant to our divorce decree, he kept the house and I moved out. We both remarried in 2000. My new husband and I have a new mortgage on our home, after fighting to prove to the lender that my ex has the previous house. I know my ex has changed something on his mortgage. He was making higher payments for a year after he fell behind a couple of months. I really don't know the details because I no longer own the house. Is there anything I can do to get my name removed from the mortgage so that my ex's late mortgage payments do not affect my credit? I have excellent credit and have written to the credit bureaus, but his late payments keep showing up on my reports. A. This is a common problem, largely caused by divorce lawyers who do not understand real estate and mortgage law. As is often the case, you transferred ownership of the house to your former husband, but you remain legally obligated to make the ...
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