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by CareyBot

"I bought my house in June. In October, I made my mortgage payment to XYZ Mortgage as usual. A few weeks later, the payment was returned with a note saying that my mortgage had been sold to ABC Mortgage. However, when I contacted ABC, they said they had no record of my mortgage. I have not made my payment for October or November, and my December payment will shortly be due. I have an escrow account for the payment of taxes and insurance, but I just received an overdue notice from the tax department ... What should I do?" When mortgages are sold, bad things occasionally happen, but I have never heard of a mortgage disappearing entirely. I'm glad you are not entertaining the possibility that the mortgage will never be found and you will be relieved of the necessity of pay...