Editor's note: This guest essay is a part of the Roadmap to Recovery editorial project, which focuses on the future of the real estate industry. Essays should be 400 words or less and should detail your views on how to reinvent the industry and revive the housing market. You can pick a specific industry category -- such as brokers, agents, technology, title or lending -- or discuss the entire industry. Our editorial team will review the essays -- authors of essays published in full will get a free pass to the upcoming Real Estate Connect conference (for new registrants only), and the author of the top essay will receive $500. Send your essays to email@example.com. There are other ways to participate in the Roadmap to Recovery project, too. Click here for more details. By MORGAN BROWN At the end of the day the current credit meltdown can be tied to one thing: easy money. Regardless of how many times we hear terms like "CDS," "CDOs," "synthetics," ...
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