The discussions with industry officials in the hallways at the recent National Association of Home Builders gathering in Las Vegas echoed the conversations at the National Association of Realtors' annual convention in Orlando. They now have become a common consumer topic: Where does "fair" fit in the various economic stimulus plans? Should banks receive money before the long line of consumers hurting from house payments? Should consumers who knowingly borrowed too much be bailed out at all? How do you determine clear greed from genuine desperation? What group should really come first? Sheila Crowley believes we should always start at the bottom of the housing ladder and then work our way up. She was not enthused that the first proposed amendment to the American Recovery and Reinvestment Act of 2009 would give every homebuyer this year, no matter his or her income, a $15,000 tax credit. "If the country can afford to subsidize over a million families no matt...
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