Q: My friends and family are all pressuring me to buy a home. I'm totally obsessed with HGTV, and love to go to open houses in my neighborhood, just to look. I would love to own my own home, and can well afford to. My only concern is the commitment. It seems like such a big, long monetary commitment, and sometimes I'm not even sure if I want to stay in this area much longer or explore some more. I do live in a high-priced area, and sometimes I worry that if I do decided to stay here, and I don't buy in the next year or so, I might end up priced out of ever buying in this area. A: If you read this column regularly, you know by now that I am usually bullish on buying. For most folks, that can afford to buy, and want to buy -- buying strategically is usually a good thing to do. However, you are very wise to take seriously the deep level of commitment involved in homeownership, especially in this market. Mindset Management Despite the volatility in home values, it is a great ti...
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