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by CareyBot

Q: I just finished moving, with my husband and three kids, into an apartment, after owning our own home for more than 15 years. I have no idea how we ended up here. I'm a well-educated psychologist and my husband has worked for the same company for 20 years. Years ago, when we divided up our household duties, he took the bills and finances and I took all the kids' doctor appointments and arranged extracurricular activities. A couple of years ago we took out an equity line of credit and started to do some long-needed repairs and upgrades to the house. And everything was just fine, or so I thought, until about three months ago, when I came home and found a notice of default taped to my front door! My husband completely stopped making the mortgage payments.He hadn't lost his job o...