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Editor's note: Tara-Nicholle Nelson will lead a free webinar from 10 a.m. to 11 a.m PDT (1 p.m. to 2 p.m. EDT) on Thursday, Oct. 8: "Three Low-Cost Ways to Make More Money by Connecting with Women Real Estate Consumers." Women make or influence an estimated 91 percent of real estate decisions, and they think about, shop for and buy homes differently than men. Click here to register and find out more about real estate's gender factor. Q: My husband and I recently bought a move-up home. During our inspection period, we were told that there were some problems with the furnace (the home has central heating). We got bids from an HVAC contractor who was recommended by our agent, and the bid was almost $2,000. The sellers agreed to do the work but wanted to use their own contractor...