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The ink is barely dry on Jon Spisiak's real estate license and he's raring to go. "I can't slow the guy down," says his soon-to-be boss, Mark Hodges, who has hired Spisiak to sell homes at K. Hovnanian's Four Seasons at Delray Beach, an active-adult community in Florida. His first day on the job will be Jan. 4. But Spisiak isn't your average newbie sales associate. He's 72 and long retired from a highly successful career in the financial services industry -- though earlier in life he flirted with the real estate business. Spisiak may be the new kid in the Hovnanian sales office, but he's hardly starting with a blank slate -- he already lives in the development where he'll be selling homes. Spisiak says he got the idea to apply for a job there when Hovnanian took over the subdivision after it had run aground financially under another developer. "I contacted them the first day I heard that they were going to be the new owners," says Spisiak, explaining t...