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by CareyBot

Book ReviewTitle: "Living Well with Bad Credit" Authors: Chris Balish and Geoff Williams Publisher: Health Communications Inc., 2010; 192 pages; $10.36 Once upon a time, it was the case that you could pretty accurately assume that if someone owned a home, they probably had at least decent credit. These days, that assumption is inaccurate more often than not.So many homeowners have either lost homes to foreclosure, off-loaded them via short sales, filed for bankruptcy, gone late on mortgage payments to qualify for a loan mod, or fallen behind on credit-card payments so they could make their mortgage payments. As a result, many, many homeowners of my acquaintance have taken some sort of credit hit in recent years. Credit repair programs abound, but it's tough to tell wh...