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    See related articles:1. 6 issues to steer financial reform2. 'Wind-down': a bailout alternative3. The failure of 'too big to fail'4. Protect financial future with larger reserves5. 3 ways Danish mortgage market trumps U.S.6. Why we need a new private secondary market     Much the best way to protect consumers in the home loan market is to simplify the structure of the market so that borrowers have direct access to the information they need without governm...