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Q: Is it a good idea to pay cash for a house? --Tricia, Tennessee A: The wisdom of buying a home with cash vs. with mortgage financing depends a lot on the home and the financials of its buyer. For one thing, it certainly creates a massive sense of security and stability to own your home outright, with no mortgage. In fact, that is the ultimate goal of many homeowners: to pay their mortgage off and live without the burden of a monthly rent or mortgage payment. So on a fundamental, almost visceral level, that is one major advantage to buying a home with cash. But from a more nuanced, financial perspective, there are a number of considerations a smart buyer should take into account when making this decision. First off, cash homebuyers get the best deals. They are able to negotiate...