It might have been years since you've played the game 20 Questions, but when you're facing retirement you might expect your financial life to morph into a version of the game with dozens, even hundreds, of questions that must be dealt with. But I've worked through the decision to retire with both my parents in the past few years and you'd be surprised at how few questions really require resolution.
It's a shorter-than-expected list of questions you'll have -- but they're all very, very important. On top of that, many are confusing because of the dizzying array of options available, the conflicting advice that comes from different sources, and the difficulty of deciding who to trust for advice.
Enter Ray E. LeVitre, a certified financial planner and the