DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee
DEAR DEE DEE: I am happy to hear that you are in good health today. But can you guarantee that you will still be as healthy next year, or two or three years from now?