“In terms of public policy, you’re either at the table or on the menu.” That’s the provocative statement greeting visitors to the website of a new group billing itself as “the first collective advocacy voice for homeowners” in the U.S. America’s Homeowner Alliance officially launched this week with the aim of representing the nation’s 75 million current and aspiring homeowners. Trade groups such as the National Association of Realtors, the National Association of Home Builders and the Mortgage Bankers Association, as well as government agencies such as the Federal Housing Administration and mortgage giants Fannie Mae and Freddie Mac, already claim to be advocates for homeownership. But Phil Bracken, the Alliance’s founder and chairman, said homeowners themselv...
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