Now that the Consumer Financial Protection Bureau’s (CFPB) Ability-to-Repay/Qualified Mortgage rule has been effective for two years, technology companies are working to provide tools that enable lenders to verify borrower information. The latest tool is VOE Xpress, a web-based solution developed by ComplianceEase that marries verification of employment, or VOE, and speed. According to ComplianceEase, a division of LogicEase Solutions Inc., that provides automated compliance solutions to the financial services industry, VOE Xpress validates the borrower’s employment and income information via online search engines, employment verification databases and verbal and/or written confirmation from the borrower’s employer. The solution then generates verification reports containing a ...