I've never been a huge conspiracy theorist. Lately, though, my work on behalf of homeowners vis-à-vis their mortgage banks has given me cause to rethink that stance. Banks are uber-competent when they want to be (consider: How many times have you accidentally gotten an extra $20 at the ATM?).

So, I've started to wonder whether the extensively illogical and faux-incompetent activity as a theme of many of the loss-mitigation divisions might have an ulterior motive.

I'm just arriving at a place of wondering whether a conspiracy might be afoot. At the end of that same path, is popular "Rich Dad, Poor Dad" author Robert Kiyosaki. In his new book, "Rich Dad's Conspiracy of the Rich: The 8 New Rules of Money," Kiyosaki argues hard for his case that the banks, big industry and the ultra-rich have conspired with the federal government to create and maintain the Federal Reserve system, keeping it flush with the funds of the average Joe, then using those funds, in turn, to capitalize their own organizations (and those of their cronies) as needed.  more...