Sellers use disclosure to their advantage

Forty years ago, seller disclosures weren't part of the home-buying process. The rule of the game was buyer beware.

Now most states have seller disclosure requirements, although they vary from one state to the next. Consult with a Realtor, the Department of Real Estate, or a real estate attorney in the area where you're buying or selling if you have questions about what a seller is required to disclose.

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