Extra insurance coverage urged for condos

Sometimes, we need a painful experience to prod us into doing what we should have done in the first place.

On Oct. 1, 2007, a serious fire ravished a condominium building in the Adams Morgan section of Washington, D.C. Fortunately, it does not appear that there were any serious injuries, but many condominium owners and renters will now have to relocate until the building -- and the damaged units -- are restored.

There was property loss, both in the common areas of the building and within those units where the fire occurred.

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