Numbers don't add up for homeowner relief programs 
Commentary: Alphabet soup of federal relief a recipe for bad Kool-Aid
By Ken Harney, Tuesday, October 11, 2011.When the House Financial Services Committee took a cold-light-of-morning look at the performance of the Obama administration's foreclosure-avoidance programs in a hearing last Thursday, the numbers that emerged weren't pretty.
Although witnesses from the Treasury Department and U.S. Department of Housing and Urban Development sought to put the best face on the record of HAMP (Home Affordable Modification Program), HARP (Home Affordable Refinance Program), Federal Housing Administration's Refinance Program, and the Emergency Homeowners Loan Program, virtually no one at the hearing was convinced.
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