Don't put mortgage in the wrong hands

Q: I just finished moving, with my husband and three kids, into an apartment, after owning our own home for more than 15 years. I have no idea how we ended up here. I'm a well-educated psychologist, and my husband has worked for the same company for 20 years.

Years ago, when we divided up our household duties, he took the bills and finances and I took all the kids' doctor appointments and arranging extracurricular activities.

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