Priorities for relocating seniors

Healthcare, climate, taxes just tip of the iceberg

Inman News®

Not all seniors want or are able to remain in the same house, especially after the loss of a spouse. While some do choose to stay and "age in place" alone, others opt to head to a community near an adult child.

Many older folks want to remain independent and choose a small, single-family home, while others choose to try out an apartment. They often have specific issues and needs -- the same issues and needs baby boomers will face in a short few years.

After living so many years in the same place, these decisions are huge. Some don't know where to start, and neither do their adult children.

In an effort to provide information to help transition parents, here are some seemingly "older" questions to consider that might be as far away as tomorrow. The first, of course, is: Can you find mom or dad a home that will replace the present home at the same price?

Housing
What types of housing is available in the areas you are considering? What are the costs for small, detached, single-family homes? What type of maintenance is required for quality rental homes? Do apartments and condominiums have suggested age restrictions? Does the condominium association permit subletting a bedroom? Are there special security provisions for owners who choose to live elsewhere part of the year?

Health care
What level of emergency service is already in place? What is planned for the future? Are competent doctors, nurses and clinic specialists available and accessible? If not, how close are they in terms of miles and time? Where is the nearest "full-service" hospital, and what are its latest technologies and specializations? Is there a high-standard, long-term-care facility in the community? Are pharmacies and emergency clinics available at all times? Are local hospitals fully or underutilized? Would projected growth cause an overload that might jeopardize other citizens' health services? Is special care for the handicapped available? Are visiting nurses or in-home services easy to arrange?

Climate
What is the truthful definition of local climate? What are the average temperatures in summer and winter? What are the wind conditions (how will it affect golf shots?) and how much rain falls in specific months? When does the snow arrive, how long does it stay and is it a limiting factor on the movement of persons and vehicles? What is the humidity? Is the area affected by dust, pollens or industrial discharges?

Public safety
Is the community adequately policed? What is the response time for police or fire calls? Does it boast a low crime rate? Are there specific records of house break-ins, assaults, purse snatchings and car theft? Does the community have a 911 or similar response in place for police, fire or medical services now? What is the future probability of such a service online? ...CONTINUED

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Submitted by CJ Yeoman on July 16, 2009 - 7:01am.

After dealing with this, helping my mom a year ago, I can tell you these questions are all very pertinent. Use this as a checklist. In addition, if an area is prone to disasters such as earthquakes, snow emergencies or hurricanes, consider evacuation or shelter-in-place plans. One independent living facility near Houston abandoned its residents during and after Hurricane Ike. My mom's facility had excellent management that kept on top of the situation, and generators to keep food services going for several days. That event was where the "rubber really met the road" for those residents!