Worried about workers' comp

Q: I am thinking of hiring a company to install a door in my home. I notice on the Contractors State Licensing Board Web site that this company is exempt from having workers' comp insurance because it has no employees. I assume this means that it will sub out the actual installation of my door.

My question is whether I will be liable if one of the workers gets hurt on my property. Who is legally responsible -- the company or me?

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