Stuart Monk / Shutterstock.com Artificially low interest rates hurt job growth, housing sales

Artificially low interest rates hurt job growth, housing sales

Companies get a better return on investment buying back shares than hiring employees or investing in capital equipment. Buying back a company's own shares is so attractive, it even makes sense to fire employees and reinvest the savings to do so ......
By Louis Cammarosano | Monday, March 2, 2015
Kentoh/Shutterstock When Fed raises short-term rates, pray long-term rates don't follow

When Fed raises short-term rates, pray long-term rates don't follow

Federal Reserve Chairwoman Janet Yellen’s testimony, inherently a forecast, overwhelmed all other forces on markets this week. Yellen did a fabulous job. When the future is deeply uncertain, it’s the job of the Fed chair to turn on the fog, ......
By Lou Barnes | Friday, February 27, 2015
Kentoh/Shutterstock Greek Band-Aid intercepts interest rate drop

Greek Band-Aid intercepts interest rate drop

Long-term Treasurys are sliding down in yield again, holding low-fee mortgages in the high-threes. This improvement has been caused by several things, all reinforcing each other, and is likely to continue. However, in the background lies an enormous ...
By Lou Barnes | Friday, February 20, 2015
taikang/Shutterstock Shift your mindset when selling to vacation rental buyers

Shift your mindset when selling to vacation rental buyers

The vacation rental market is in a period of massive growth. More vacation homes are being purchased; more owners are planning on renting; and more tourists are finding that this new mode of accommodation fits their needs better than a hotel or resor...
By Heather Bayer | Tuesday, February 17, 2015
Derrick-Salters/Shutterstock Coming Fed hike ups mortgage rate risk

Coming Fed hike ups mortgage rate risk

After a wild six weeks from Christmas forward, the 10-year T-note stone-falling from 2.35 percent to 1.65 percent and then rebounding to 2 percent, global anxiety rising … this week’s news is an extended sermon from The Church of What’s .....
By Lou Barnes | Friday, February 13, 2015
Kentoh/Shutterstock Don't assume strong jobs numbers will trigger Fed rate liftoff

Don't assume strong jobs numbers will trigger Fed rate liftoff

The U.S. 10-year T-note has jumped a quarter-percent in four days, half of the springboard this morning on wild news from the job market. Mortgage damage is limited, low-fee deals still just under 4 percent. The first Friday each month ......
By Lou Barnes | Friday, February 6, 2015
wavebreakmedia/Shutterstock Is it really recovery when new-car sales are up and new-home sales are down?

Is it really recovery when new-car sales are up and new-home sales are down?

Consumers saddled with mortgage-sized health insurance costs, rising food costs and car payments find it hard to buy overpriced used homes, never mind even more expensive new homes ......
By Louis Cammarosano | Wednesday, February 4, 2015
Kentoh/Shutterstock Fed affirms plans for rate liftoff, but mortgages are another story

Fed affirms plans for rate liftoff, but mortgages are another story

The Fed has affirmed its intention to “liftoff” from 0 percent. Mortgages are a slightly different story, with 30-year fixed-rate, low-fee loans in the 3.75 percent area, depending on borrower characteristics, the spread widening to the 10-year T...
By Lou Barnes | Friday, January 30, 2015
GeneralSession_ChiefEconomists Chief economists mostly bullish on 2015 housing market

Chief economists mostly bullish on 2015 housing market

NEW YORK — Four chief economists from some of the nation’s most popular real estate websites are optimistic about the housing market this year, citing an expected increase in home sales, and low mortgage rates and oil prices leaving more ...
By Andrea V. Brambila | Friday, January 30, 2015
bikeriderlondon/Shutterstock Shrinking inventories could end up pricing more buyers out of the market

Shrinking inventories could end up pricing more buyers out of the market

The number of homes on the market fell for the first time in 16 months in December, hinting at a potential acceleration in home prices in the months ahead. That might be good news for sellers, but not for buyers ......
By Phillip Woolgar | Wednesday, January 28, 2015
ChristianMueller_90046435 Here come the 'boomerang buyers'

Here come the 'boomerang buyers'

More than 7 million homeowners who lost their properties to foreclosures or short sales during the housing bust will return to the housing market over the next eight years, according to a RealtyTrac report. It can take seven years to ......
By Phillip Woolgar | Tuesday, January 27, 2015
mirounga_ 60131794 Is real estate missing a $100 billion opportunity?

Is real estate missing a $100 billion opportunity?

In the last three years, a new class of homeowner entered our business. They are the largest in history, and they represent the beginning of something much more important to come ......
By Greg Rand | Monday, January 26, 2015
BartEverson_Flickr Online auctions seem to attract more buy-and-hold investors

Online auctions seem to attract more buy-and-hold investors

Investors who purchase homes in online auctions are more likely to hang onto them as rental properties than buyers purchasing homes at live auction events, according to a nationwide survey by Auction.com. Most investors bidding at live events apparen...
By Phillip Woolgar | Wednesday, January 21, 2015
Arthur-Eugene-Preston/Shutterstock Foreclosure starts surge as lenders start 'spring cleaning'

Foreclosure starts surge as lenders start 'spring cleaning'

The number of homes repossessed by lenders finally dropped to precrisis levels last year, but a surge in properties entering the foreclosure process or headed for the auction block at the end of the year indicates lenders are preparing to ......
By Phillip Woolgar | Wednesday, January 14, 2015
Welcomia/Shutterstock The domino effect of supporting local business

The domino effect of supporting local business

Your influence as a real estate agent extends beyond helping people choose where to live or how much to pay. The relationship you've cultivated with your clients uniquely positions you between homeowners and the local businesses that support your com...
By Rob Morelli | Wednesday, January 14, 2015
Tamara Kushch_31625041 Why affordability could be a red flag for housing recovery

Why affordability could be a red flag for housing recovery

In a lot of ways, real estate today should be a buyer's paradise: Property values remain at or below their historic affordability levels in most markets, lenders have $2 trillion in excess cash available to lend, and foreclosures have fallen to level...
By Daren Blomquist | Tuesday, January 13, 2015
IS-GoFigure4 Go figure: Wall Street firms buying rentals, hottest season to sell, commission rundown and more

Go figure: Wall Street firms buying rentals, hottest season to sell, commission rundown and more

Which four big Wall Street firms are buying up single-family homes for rental purposes? How high are household expenses? What are Inman readers saying about commissions? And more real estate and random facts and figures ......
By Inman | Tuesday, January 13, 2015
Hurst Photo/Shutterstock What brokers can learn from the education industry

What brokers can learn from the education industry

When was the last time you saw a commercial for an online, for-profit educational institution? The University of Phoenix alone has more than 300,000 students, and it's the only university that hosts stadium where an NFL team plays. It might seem as t...
By Mike Pontacoloni | Monday, January 12, 2015