LIVE BLOGGING: How to Help Homeowners While Closing Business

Things are heating up as panelists and audience members debate whether real estate agents can or should help homeowners facing foreclosures keep their homes.

Opinions vary sharply about what percent of loans are renegotiated; one panelist says under 10%, another says over 60%. What's really happening in your local housing market, and are real estate agents playing any role in that success or failure?

What can or should be done, at the policy level and personal level, to help homeowners keep their homes? Is your local Realtor association doing anything innovative? How about state or local government agencies, housing counseling agencies, or lenders themselves?

Please share your insights and experiences re "Best Practices" -- millions of homeowners need your help.