Emmanuel Scanlan

Yes, FHA Appraisals/Cursory inspections have a purpose. But as Barry has pointed out they are not equivalent to a thorough home inspection by a Professional Inspector. It is unfortunate that many buyers are being advised that the FHA appraisal/inspection is all they need, and they are being encouraged not to bother with a separate home inspection.

Hello Nick, I have not had a chance to read the Anderson Forecast, nor would I as they are generally loaded with BS anyhow. I agree with you 100% and will, without benefit of reading the report, provide a between the lines summary: "The recession is now over for those in the extreme upper income levels, those politicians who are continually lining their pockets with their actions and any others that have or are taking advantage of every white and blue collar worker in this country that made this country once great (That would be the politicians and CEO's of this country)." The current propaganda machine is attempting to change the mood and hopefully get the American people to spend, spend, spend! The more level headed economists have indicated that the recession "Might be" bottoming out but a recovery can not occur unless the American people resume at least some amount of spending to support a recovery. These same level headed economists also agree that this miraculous spending needed will not occur due to the current unemployment situation and the anticipation of even more job losses. As for your questions regarding the previous status of the United States as a manufacturing giant/leader/super power, and the extensive loss of service jobs as well, the answer lies within. That is within our own government who has not only allowed this to happen but has facilitated it with their quest for a "Global interwoven economy". I do not believe in isolationism, however our government has gone to the extreme other end of the spectrum. Most of that has originated in the greed and total stupidity of our leaders. As long as we have only a two party government (Republicturds and Demoncrats) we will never see "Real Change You Can Believe In"!

There is nothing wrong with shopping around for a good price on anything that you do. However, if the intention of the new RESPA rules is to force a fee schedule for service providers that are selected by the lenders then how is this any different than the many incidents of illegal price fixing that have occurred over the years?? Oh, that's right it is only illegal if the government says it is!! The RESPA rules will not apply to consumers who select their own service providers. For you professionals out their in the RE market how many of your people actually go through the process of selecting all of their own service providers when they are given the option? I'm talking about how many ignore your entire lists of "Preferred Providers" and find their own? This is just another step in a negative direction for the RE industry to influence consumer decisions instead of forcing the decision on the consumer where it belongs!! An educated consumer makes better decisions and is more responsible for the transaction. An uneducated consumer makes bad choices and we already see what has happened with that route! Oh Brother, BIG BROTHER!! Emmanuel J. Scanlan PS Inspection & Property Services LLC www.psinspection.com 214-418-4366 (cell) TREC License # 7593 International Code Council, Residential Combination Inspector #5247015-R5 (Electrical, Mechanical, Plumbing and Building) Certified Infrared Thermographer (ASNT-TC1A Standards) Texas Residential Construction Commission, Third Party Warranty Inspector #1593 Texas Residential Construction Commission, Inspector, County Inspection Program Texas Department Of Insurance, VIP Inspector # 08507061016 Hayman Residential Engineering Services, Field Technician CMC Energy - Certified Energy Auditor Knowledge is power, but sharing knowledge brings peace!!