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Mortgage

Joined 03/25/2008

Kristen Emery

Senior Loan Officer

Ssierra Pacific Home Loans

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(650) 469-3083

(650) 469-3083 mobile

(866) 407-4765 fax

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My goal is to provide you with the most comprehensive information available, while making your transaction as seamless and cost effective as possible.
From low down payment needs to less than perfect credit – there are options available that can help you purchase a home. Over the last ten years, I have helped several individuals and families purchase their first home through the use of special programs available from local, state and federal government agencies. For the seasoned homeowner – loans are available for vacation or investment properties.

Kristen Business 2008 003_pp.jpg

My Comments

  • I recognize her photo as
    By Kristen EmeryAugust 27, 2010 - 3:19pm

    I recognize her photo as someone that I connected to online. Although I never met her, I am so sorry to hear of her passing. I know that the industry will miss her. Kristen Emery Senior Loan Officer Silicon Valley, CA

  • Katie, Great solution, and I
    By Kristen EmeryMarch 18, 2010 - 4:25pm

    Katie, Great solution, and I will give it a try. My mantra will be "Don't get distracted"....... Kristen Emery, CMPS Senior Loan Officer Silicon Valley, CA

  • I agree with the previous
    By Kristen EmeryAugust 10, 2009 - 7:02pm

    I agree with the previous post - that banks should be required to disclose ysp also. I work for a mortgage broker and broker, and I am paid the same whether I broker the loan or not. It only leads to more confusion for the consumer, when the bank does not habe to disclose but the broker does. I have disclosed my ysp, even when I am originating the loan through my mortgage bank. Does not seem fair. Kristen Emery, CMPS Senior Loan Officer Silicon Valley, CA