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Real estate professionals preach location location location but don't seem to practice it. Mr. Shiller is no exception. To make blanket statements about a real estate market is to group all vegetables together in one shopping bag. Our studies show even within a smaller jurisdictions start-up, move-up and luxury homes behave differently. There is virtually no large real estate market where you won't find pockets that behave differently. It's high time to look at the bright side of things. Leon d'Ancona, B.T.L., M.T.L. President IMS Incorporated www.realestatestatistics.com