Marcus Burke

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I agree with the above. That's the real deal. Much as I love to read Ilyce's stuff, that was a way dramatic interpretation of your situation. Let me as you a question. Is a lower credit score for a few years worth over $60k in savings? Let me put it this way: If I said I would give you $60k if you would agree to have your score lowered for a couple of years would you take the cash? Hell yes. There is life after bankruptcy - and don't let anyone tell you otherwise. You'll probably get credit card offers as you leave the court room! Most of the richest folk in the world have been bankrupt. Ask Donald Trump. Marcus Burke Broker CondoMetropolis.com