Home » Community » Members

Welcome!

Analyst

Blogger

Commercial Real Estate Investor

Investor

Online Real Estate/Internet Company

Real Estate Agent

Technology/Software

Joined 08/12/2009

Robert T. Boyer, Ph.D.

Co-Founder

FinestExpert.com

Send Email | Website

(858) 755-2111

FinestExpert.com is the real estate cashflow search engine of choice for both investors and the real estate agents who serve investors because it solves the all too familiar data gathering, number crunching, and property filtering problems. Now investors can search for properties by their financial characteristics at the same time (or before) they worry about geography. FinestExpert has also provided a one-two punch that knocks-out the other time-costs. 1) The FE-Score is the first of its kind rating system for residential real estate investments. It boils down the myriad variables in a single, easy to compare score so that you can quickly determine which properties are likely to make better investments. Properties are highlighted by how “hot” a deal they pencil out to be. 2) Side-by-side-by-side property comparisons allow you to select as many properties as you find interesting and easily compare their strengths & risks side-by-side. Market trend analysis is also performed, scored, and intelligently presented enabling you to find the hottest properties in the best markets. FinestExpert.com was founded in 2008 and is headquartered in the Silicon Valley area.

My Groups

My Comments

  • It would seem like this has
    By Robert T. Boyer, Ph.D.April 26, 2011 - 12:16pm

    It would seem like this has a couple of critical components in question. 1) Privacy and control of one's own data on the web. Good luck regulating that one. Seems akin to expecting privacy when you walk down a public street. 2a) Manipulation to provide greatest benefit of listing data back to the original listing agent / office. 2b) A move to lock-out aggregation companies (ala Redfin model). While it might be a worthwhile business move, it is likely not in the consumer's best interest. It should be interesting to follow this one. A final thought is that NAR must carefully choose their response or else the government regulatory bodies will get into their nickers, just as they are now controlling the mortgage industry. Robert T. Boyer, Ph.D. Co-Founder - http://www.FinestExpert.com VP http://www.AmericasFinestRealEstate.com

  • My only concern will be how
    By Robert T. Boyer, Ph.D.August 5, 2010 - 8:13pm

    My only concern will be how quickly will the FHA take the monthly premium to the maximum limit. Robert T. Boyer, Ph.D. Co-Founder - http://www.FinestExpert.com VP http://www.SanDiegosFinestRealEstate.com

  • Quirk? I think you missed
    By Robert T. Boyer, Ph.D.June 2, 2010 - 10:04pm

    Quirk? I think you missed the most blatent quirk which is that the GFE and the APR are nominally useless for the job they _ought_ to be solving. "What is the best loan for _me_?" That _is_ the whole point of shopping loans, right? The GFE and APR both fail to recognize that the answer to the key question depends on context. Are you going to keep the home forever (my dad's been in his 43+ years) or are you more transient - say in a job like the military where being transferred is common. The GFE merely documents costs - which we could characterize as "out of pocket costs". That does nothing to tell me which loan is better for me. The APR projects a 30-year hold time - which does not match the reality of the normal homeowner. A loan with a lower APR may be much worse if you are likely to only hold the loan a short time. Check out loan comparisons at: http://www.SanDiegosFinestRealEstate.com/FEMC/compare.html Yes, the GFE is useful to ensure lenders to not sneak in extra fees, but the real quirk is that it does not truly help you shop loans. Robert T. Boyer, Ph.D. Co-Founder - http://www.FinestExpert.com Mortgage Banker - http://WJBSanDiego.com

Friends