Keeping real estate loans in the family 

When Amy Semerjian bought her home in Northampton, Mass., this year, she borrowed money from a traditional source – her parents – using a nontraditional company, private loan facilitation firm CircleLending.com.

As housing prices soar and affordability diminishes, wannabe home buyers are using new alternative approaches such as interest-only loans and adjustable-rate mortgages to help them achieve home ownership.

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