Title insurance regulator considers rate-cap alternatives 

SAN FRANCISCO -- A proposal to cap title insurance rates is not California Insurance Commissioner Steve Poizner's "first instinct" for remedying an alleged lack of competition in the industry, but the plan by his predecessor has served as an incentive for further negotiations, he said.

Speaking in San Francisco at the California Land Title Association's annual convention (see video), Poizner said it's the practice of marketing title insurance products and services to real estate agents, mortgage lenders and build

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