Wrong piping cancels home insurance

Dear Barry,

When we bought our house, the home inspector said we have copper water pipes. But when we installed a new dishwasher, we learned that the pipes are polybutylene plastic. Two plumbers have said these lines should be replaced to prevent leakage. Worse still, our insurance company got involved and will cancel our policy unless we repipe the house. The home inspector did not have us sign a contract, so there appears to be no limit to his liability. But we've heard that he is no longer in business. If we can track him down, how can we make him pay for the repairs? --Stacey

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