Samantha's Stories
Freewheeling indebtness now societal norm
Lenders want one rule set for predatory lending
Experts urge clarity on type of report, who will see it
Independents form alliance in hopes of competing
Shrinkage in refinancings means consolidation
Only a portion benefits borrowers, Congressional analysis finds
Businesses feel pressure to make their services stand out
Critics fear changes could limit access to mortgages
