Home sales could inch up even if growth stays sluggish next year
Home sales should break through the 5M mark next year as more inventory gradually comes on the market and home prices decline, economists at the Mortgage Bankers Association predict
by Matt Carter Dec 22
Mortgage demand dips as Fed signals cautious approach to rates
Homebuyer demand is still stronger than a year ago, but seasonal shifts have pushed the mix of business toward refinancing, which accounted for 59% of loan applications last week
by Matt Carter Dec 17
picture of Wall Street bull statue, showing the role the market plays in retirement for real estate agents
Monthly purchases of $13B in mortgages and mortgage-backed securities may be taking pressure off mortgage rates — and setting the stage for a more attractive public offering
by Matt Carter Dec 15
Fed patches a potential chink in armor protecting its independence
A vote to reappoint 11 of the Fed's 12 regional bank presidents puts an end to speculation that the Trump administration might try to unseat inflation hawks opposed to interest rate cuts
by Matt Carter Dec 11
Worries about the job market are bringing mortgage rates down
Initial unemployment claims hit highest level since September, and Federal Reserve Chair Jerome Powell warns official data could be overestimating job creation by up to 60K jobs a month
by Matt Carter Dec 11
Compass expects sales to climb 4% as prices stay flat in 2026
3 key trends to watch in 2026, according to a new forecast by the nation’s largest brokerage: Shadow inventory hitting the market, what happens with jobs and the K-shaped economy
by Taylor Anderson Dec 11
Homebuyer demand stays strong as mortgage rates stabilize near 2025 lows: MBA lender surveys
With mortgage rates still hovering near 2025 lows, purchase loan applications hit their second-highest level of the year last week after adjusting for seasonal factors
by Matt Carter Dec 10
Jerome Powell
The 9-3 split vote reflects differing views on whether the central bank's biggest worry is inflation or rising unemployment, with data lagging after the government shutdown
by Matt Carter Dec 10
Inflation eases, but mortgage rates don't as investor worries remain
While a Dec. 10 Federal Reserve rate cut is now seen as a lock, MBS investors who fund most home loans aren't as bullish that the central bank will cut rates aggressively in 2026
by Matt Carter Dec 5
housing market predictions for 2026
From mortgage rates to homeownership rates and more, Windermere’s Principal Economist Jeff Tucker provides insights tailor-made for 2026
by Jeff Tucker Dec 4
Homebuyers made time for mortgages around Thanksgiving
Demand for purchase loans hit a new 2025 high last week after adjusting for the holiday, with mortgage rates near a low for the year and a Dec. 10 Fed rate cut on tap
by Matt Carter Dec 3
Homebuyers came out in force last week, and rates are trending down
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge, MBA lender survey shows
by Matt Carter Nov 26
Rising unemployment revives prospects for December rate cut
Fannie Mae forecasters are predicting mortgage rates will fall below 6 percent by the end of next year. Economists at the Mortgage Bankers Association don't see rates coming down at all.
by Matt Carter Nov 21
'I'd love to fire his ass,' Trump says of Fed Chair Jerome Powell
The president jokingly told Treasury Secretary Scott Bessent that his job is also on the line if rates don't come down, as poll shows inflation will be a key issue in 2026 midterm elections
by Matt Carter Nov 20
Rebounding mortgage rates dampen homebuyers' appetites
After hitting a 2025 low on Oct. 28, mortgage rates continue to rise as hopes dim for a December Fed rate cut. Futures market investors see only a 34% chance of a Dec. 10 rate cut.
by Matt Carter Nov 19