Inman

Philadelphia homeowners race to keep homes

Philadelphia resident Rita Richardson, 62, bought her first house five years ago and kept up with the mortgage payments by working two jobs.

After the hours of one of those jobs were cut in half, Richardson eventually fell behind in her payments. She turned to a bankruptcy lawyer for help, but that just racked up legal bills.

Her “2 1/2” bedroom home was slated to be sold at a sheriff’s foreclosure sale in March.