Editor's note: Federal investigators are looking into so-called mortgage elimination programs that claim to wipe out home mortgages or other forms of debt for consumers. In this three-part series, we provide a case study of one mortgage-elimination process. Part 1 explores the methods the group's proponents use to try to convince title companies and lenders that it has successfully eliminated mortgages. Part 2 follows the group's beliefs and why they think mortgage elimination is possible. Part 3 takes an in-depth look at the group's business model. An e-mail was sent to consumers in early December about an "important broadcast" on the Internet featuring Kurt Johnson, one of the principal members of The Dorean Group -- a group at the center of a controversial process that promoters claim can quickly erase mortgage debt for homeowners. Some regulators have issued warnings about mortgage-elimination companies, and there are active federal investigations targeting some of ...
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