DEAR BARRY: We purchased our home about six months ago. It is only five years old, but the heater just failed. The heating contractor found a crack in the heat exchanger. The cost to us for parts not covered by the warranty will be more than $1,000. Our home inspector says the heat exchanger is not covered in a home inspection. The crack is plainly visible and could have been seen by our inspector if he had taken the time to look. Is it fair that he should not be liable for this omission? –Bill

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