Freak floods create disclosure pickle

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DEAR BARRY: I inspect homes in Ontario, Canada. Our area has had two 100-year floods in the past two years. Many insurance companies will no longer issue flood insurance because of this, and many people here have had their flood insurance canceled. After the last flood, many residents had to pay for their own repairs. The homebuyers who hire me want to know which homes were flooded and the quality of the repairs that were done. To make matters worse, the city will not provide addresses or maps to show which properties were affected by the floods. As a home inspector, I often find all new wall materials installed from the 3-foot mark down to the floor. This has become a new focus of my inspections. Do you have any suggestions? --Kathyleen DEAR KATHYLEEN: You've got your work cut out for you. Buyers want to know, bureaucrats don't want to cooperate, and there you are, standing in the gap. Basically, you have two issues: how to determine if a house was affected by the flood...